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Sun Life Financial offers 2 personal health insurance products: Personal Health Insurance (PHI) and Health Coverage Choice (HCC). PHI is medically underwritten and offers higher coverage levels than HCC. There is no medical underwriting for HCC, and you need to apply within 60 days of leaving a group benefit plan. The only people who have access to an Insured Member’s personal information are Sun Life Insurance . Policy Number 50100 – Sun Life program. Sun Life will

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